Commerce Bank
Member FDIC

Prime Rate Update

5.00% Effective 4/30/2008

The Prime Rate is the interest rate that banks use as a basis to set rates for different types of loans and lines of credit. Each bank sets its own Prime Rate, although the Federal Reserve targets a specific rate and the majority of banks throughout the country will follow suit. The Prime Rate, as set by the Federal Reserve is reported daily in many publications, including The Wall Street Journal.

A change in the Prime Rate will not automatically change your current Commerce Bank loan or interest rate if fixed. Variable rate loans tied to prime will not be adjusted due to a change in Prime until their next scheduled adjustment rate. Please see your Commerce Banker for more information.

Effective Date	Rate
03/19/2008	5.25%
01/31/2008	6.00%
01/23/2008	6.50%
12/12/2007	7.25%
11/01/2007	7.50%
09/19/2007	7.75%
06/30/2006	8.25%
06/01/2006	8.00%
03/29/2006	7.75%
02/01/2006	7.50%

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