History

Drawing of a Commerce Bank Building circa 1906

Commerce Bank traces its roots back to 1865 when Francis Reid Long came to Kansas City with $10,000 capital and started a bank, the Kansas City Savings Association. By 1890, the bank, then named the National Bank of Commerce, was the largest bank west of Chicago.

Commerce Bank has always been an innovator. In 1928, the Company began the first 24-hour transit department in the country. This helped speed up the transit of checks between banks. The 1960s saw the introduction of the first full-scale International Department and, in 1984, Special Connections, the first card in the market to have the combined features of a credit card and ATM card, was introduced.

Excellence has been recognized by the industry. Commerce Bancshares was ranked fourth in the $5 billion to $50 billion asset category on Bank Director magazine’s 2012 Bank Performance Scorecard. For the fourth consecutive year, Commerce Bank is among the top ten on Forbes’ list of America’s Best Banks, ranking ninth on the list from Forbes. Commerce Bank is one of the 17 new members included on the 2011 KBW Bank Honor Roll of banking institutions that achieved positive earnings per share growth over the last decade, regardless of the economic environment. Commerce Bank is number six on ABA Banking Journal magazine’s list of Top Performing Big Banks with total assets of $10 billion or more.

Since it was founded more than 145 years ago, Commerce Bank has continually expanded its long-standing investment in its people, technology, product offerings and service channels to bring the utmost value and convenience to its customers, thus improving the bank's ability to serve the evolving financial needs of its customers. This strategy, coupled with the bank's community involvement, has given Commerce Bank a leadership position, enabling the company to create value and generate corporate growth over time. Since its inception, Commerce has evolved and grown considerably in the banking industry.

Commerce Bank's New Green Building in O'Fallon, Missouri

Commerce Bank's O'Fallon, Missouri Banking Center is the first bank branch in the state to receive LEED certification by the U.S. Green Building Council.


The Company’s customer promise, We ask, listen and solve is not just its brand, but also its corporate focus. With this platform, Commerce is continually building its long-term franchise while paying strict attention to asset quality and expense management. Commerce provides a full range of financial products to consumer and commercial customers including: lending, payment processing, trust, brokerage and capital markets services. Serving its customers from 374 locations in Missouri, Kansas, Illinois, Oklahoma and Colorado and commercial offices in Cincinnati, Nashville, and Dallas, Commerce uses a variety of delivery platforms including an expansive ATM network, full-featured online banking, and a central contact center.