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JACKIE FOLEY NAMED VICE PRESIDENT, COMMERCE BANK

LAWRENCE, KS - February 11, 2004 - Jackie Foley has been elected Vice President of Commerce Bank of Lawrence. Her responsibilities include the origination of residential loans, development loans, construction loans and retail sales.

Foley has worked in the residential lending industry in Lawrence for 13 years, 11 of those with Commerce Bank. She has been recognized as a top producing Residential Loan Originator across all of Commerce's 330 branch locations for the past eight years, ranking number one in 2002 and 2003 with average loan production of $30,000,000. "Jackie has made such a wonderful difference for our customers and for Commerce in her 11 years with us and the promotion is well deserved" remarked Mark Heider, President of Commerce Bank in Lawrence. "She really knows her business and always looks out for our customer's best interest."

Foley is an active member of the Lawrence community. She has been a member of the Lawrence Board of Realtors for eight years, Lawrence Chamber of Commerce for eight years and the Lawrence women's leaders financial investment club, where she is currently the acting President. Foley also donates her time to the Lonestar 4-H club and serves on many different committees.

About Commerce Bank
Commerce Bank is the principal subsidiary of Commerce Bancshares Inc. (NASDAQ: CBSH), a $14.3 billion regional bank holding company. For more than 135 years, Commerce has been meeting the financial services needs of individuals and businesses. Commerce provides a diversified line of financial services, including business and personal banking, wealth management and estate planning and investments through its affiliated companies. Commerce operates across three states with more than 330 locations and also has operating subsidiaries involved in mortgage banking, credit related insurance, venture capital and real estate activities.

For more information contact:
Jill Swords
Regional Marketing Rep
816-234-2308

Website: www.commercebank.com
e-mail: mymoney@commercebank.com
SYMBOL: CBSH

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