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COMMERCE BANCSHARES, INC. DECLARES DIVIDEND

(Kansas City, MO, April 20, 2005) Commerce Bancshares, Inc. announced that its Board of Directors has approved a regular quarterly dividend of $.24 per share on the Company's common stock payable June 27, 2005, to stockholders of record at the close of business on June 7, 2005.

About Commerce Bancshares, Inc.
Commerce Bancshares Inc. (NASDAQ: CBSH) is a $14.3 billion regional bank holding company. For more than 139 years, Commerce has been meeting the financial services needs of individuals and businesses. Commerce provides a diversified line of financial services, including business and personal banking, wealth management and estate planning and investments through its affiliated companies. Commerce currently operates in approximately 330 locations in Missouri, Illinois and Kansas. The Company also has operating subsidiaries involved in mortgage banking, credit related insurance, venture capital and real estate activities.

For more information contact:
Jeffery D. Aberdeen
Controller
(816) 234-2081

Website: www.commercebank.com
e-mail: mymoney@commercebank.com
SYMBOL: CBSH

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