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TODD NORTON JOINS COMMERCE BANK AS VICE PRESIDENT, COMMERCIAL LOAN DIVISION

Moberly, MO - July 19, 2004 - Ken Tebow, community president, Commerce Bank, Moberly, recently announced that Todd Norton has joined the Bank as vice president, commercial loan division. Norton brings 18 years of experience to the position. A Randolph County native from Cairo, Mo., his professional background includes employment with Dun & Bradstreet, Bethlehem, Pa.; Team Bank, Paola, Kan.; and most recently, G.E. Capital in Moberly.

Norton earned a bachelor's degree in business administration from Westminster College, Fulton, in 1986. His responsibilities at Commerce will include business development and customer service related to the Bank's commercial lending, treasury services and small business banking products.

"We are pleased to welcome Todd Norton to the Commerce Bank team," stated Tebow. "His background will be an asset to our commercial customers as we continue to share with them the best ways to bank, borrow and manage their money."

About Commerce Bank
Commerce Bank is the principal subsidiary of Commerce Bancshares, Inc. (NASDAQ: CBSH), a $14.4 billion regional bank holding company. For more than 135 years, Commerce has been meeting the financial services needs of individuals and businesses. Commerce provides a diversified line of financial services, including business and personal banking, wealth management and estate planning and investments through its affiliated companies. Commerce currently operates in approximately 330 locations in Missouri, Illinois and Kansas. Commerce also has operating subsidiaries involved in mortgage banking, credit related insurance, venture capital and real estate activities.

For more information contact:
Susan Kirkman
Regional Marketing Manager
417-837-5333
Website: www.commercebank.com
e-mail: mymoney@commercebank.com
SYMBOL: CBSH

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