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IRELAND PROMOTED TO ASSISTANT VICE PRESIDENT

COLUMBIA, MO, October 6, 2004 - Teresa Maledy, president, Commerce Bank, Central Missouri Region, recently announced the promotion of Michael Ireland to assistant vice president. A Small Business Banking Specialist, Ireland is responsible for implementing business development initiatives to further establish the bank's small business services, including customized lending and money management solutions.

Prior to his focus on small business banking, he was a retail banking officer serving in key positions for the bank including branch manager of Commerce's Business Loop Banking Center. Ireland is a 1998 graduate of Missouri Western State College, St. Joseph, with a Bachelor of Science degree in business administration and marketing.

Active in civic and community organizations, Ireland is a member of the Columbia Chamber of Commerce, serving on the small business committee; board member and treasurer, Phoenix Programs; board member, Columbia Montessori School; and 2003 loaned executive, Columbia Area United Way.

About Commerce Bank
Commerce Bank is the principal subsidiary of Commerce Bancshares, Inc. (NASDAQ: CBSH), a $14.4 billion regional bank holding company. For more than 135 years, Commerce has been meeting the financial services needs of individuals and businesses. Commerce provides a diversified line of financial services, including business and personal banking, wealth management and estate planning and investments through its affiliated companies. Commerce currently operates in approximately 330 locations in Missouri, Illinois and Kansas. Commerce also has operating subsidiaries involved in mortgage banking, credit related insurance, venture capital and real estate activities.

For more information contact:
Teresa Maledy
President, Central Missouri Region
573 886-5200

Susan Kirkman
Regional Marketing Manager
417 837-5333
Website: www.commercebank.com
e-mail: mymoney@commercebank.com
SYMBOL: CBSH

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