BAMSL Visa® Rewards BAMSL Visa® Signature

Highlights
  • The BAMSL Visa® Rewards card features one of the most flexible rewards programs available.
  • With the BAMSL Visa® Signature card you can experience the level of personal service, privileges and access that surpasses other credit cards.

Annual Percentage Rate
  • 1.99% Introductory1 APR on Purchases and Balance Transfers, for 6 months, then a competitive rate of 12.99% APR2.
  • View Important Disclosures>>
  • 1.99% Introductory1 APR on Purchases and Balance Transfers, for 6 months, then a competitive rate of 9.99% - 15.99% APR3.
  • View Important Disclosures>>

Annual Fee
  • $0
  • $99.00 Annual Fee

Rewards
  • Earn one point5 for every dollar in net merchandise purchases.
  • Earn four points5 for every dollar in interest you accrue on your monthly balance.
  • Points can be redeemed for merchandise, gift cards, cash back, travel, and more!
  • Accumulate up to 100,0005 points a year.
  • Take up to four5 years to earn and redeem your rewards before they expire.
  • Earn one point** for every dollar in net merchandise purchases.
  • Earn five points** for every dollar in interest you accrue on your monthly balance.
  • Points can be redeemed for merchandise, gift cards, cash back, travel, and more!
  • Accumulate up to 250,000 points** a year.
  • Take up to five years** to earn and redeem your rewards before they expire.

Special Privileges
  • Visa Concierge4 – Now you can get personalized assistance with travel and restaurant reservations, gift arrangements, event tickets, business services, and more – 24 hours a day, seven days a week. Visa Concierge Services is just one of the many benefits that that you can take advantage of as a BAMSL Visa® Rewards card holder! To learn more about this benefit, simply call 1-800-895-8518.
  • No Pre-Set Spending Limit† provides you with remarkable purchasing power!
  • Visa Signature Concierge4 – Save time and make your life easier with Visa Signature’s 24 x 7 complimentary concierge service. Your personal Concierge can book your travel, obtain hard-to-get tickets, make restaurant reservations, and even help you select the perfect gift.
  • Airport Lounge Access is your Key to Over 600 VIP Lounges Worldwide.
  • Elite Hotel Privileges - provides you with access to exceptional privileges at select boutique and luxury hotels around the world including the best rate at the time of booking, complimentary upgrade at check-in (subject to availability) and more!
  • ID Theft Restoration - provides you peace of mind knowing you'll have personalized, expert help with restoring your identity in the event your identity is compromised.
  • And more! Learn more about the benefits that can make your life easier!

Additional Benefits
  • 24/7 Customer Service (except holidays) and Online Account Access
  • Zero Liability coverage*
  • $300,000 Travel Accident Insurance
  • Emergency Card Replacement and Emergency Cash Disbursement
  • 24/7 Customer Service (except holidays) and Online Account Access
  • Zero Liability coverage*
  • $1,000,000 Travel Accident Insurance
  • Emergency Card Replacement and Emergency Cash Disbursement
BAMSL Visa® Rewards

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 BAMSLVisa® Signature

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Disclosures:

  1. We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
  2. This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called “Money Rates” on the last business day of each month; provided, however, that the Prime Rate will be subject to a minimum rate of 6%. There is no ceiling on the applicable APR.
  3. Your standard APR will be determined based on your creditworthiness at Account opening and will be disclosed in your Account Opening Disclosure with your new credit card approximately 7 - 10 business days after Account approval. This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called “Money Rates” on the last business day of each month; provided, however, that the Prime Rate will be subject to a minimum rate of 6%. There is no ceiling on the applicable APR.
  4. Certain terms, conditions, limitations, and exclusions apply. All costs for goods or services purchased are the responsibility of the cardholder.
  5. See Commerce MilesSM Rewards Terms and Conditions for full details or call 800-678-0769.