Commerce Bank BTC Bank Credit Card

You want value and convenience. The BTC Bank Visa® Card provides value and convenience you can count on. The BTC Bank Visa is a card to meet your everyday needs. It has a low introductory rate and no annual fee, along with the great customer service you’ve come to expect.

Save With No Annual Fee
You can use your BTC Bank Visa Card for shopping, dining, travel and even those everyday purchases like gas or groceries. You shouldn’t have to pay for convenience. With no annual fee and a low introductory rate, you get the value you deserve.

Enjoy a Special Introductory Rate
The BTC Bank Visa^® card offers its cardholders 1.99% Introductory* APR on Purchases and Balance Transfers for 6 months, then a competitive rate of 14.24% APR**.

Simplify Your Finances
Transfer your higher-rate balances to your BTC Bank Visa Card and simplify your finances. With the BTC Bank Visa, you can save time by consolidating your other balances into one great low-rate card and save money on your monthly payments.

Travel Accident Insurance and Emergency Card Replacement
Anytime you use your BTC Bank Visa Card to purchase travel tickets, you are automatically qualified for $100,000 in Travel Accident Insurance. Also, if your BTC Bank Visa Card is ever lost or stolen, simply call 800-645-2103 to have a replacement card sent to you.

Other Benefits:

Access to cash advances 24 hours a day
24-hour automated account information line
Customer Service availability 24 hours a day, 7 days a week (except holidays) at 800-645-2103

View Important Disclosures>>

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Disclosures:

We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called “Money Rates” on the last business day of each month.