Commerce Bank: We ask, listen and solve.
MSTA Visa(R) Rewards Credit Card

How To Apply

  Apply Online >  

THE MSTA VISA® REWARDS CREDIT CARD

As a valued MSTA member, we are excited to offer you the new MSTA Visa® Rewards credit card! Apply today »

Show your support for MSTA!

Members of the Missouri State Teachers Association are invited to apply for the new MSTA Visa® Rewards credit card. The new card features one of the most flexible rewards programs available. Earn points that can be redeemed for thousands of reward options like Merchandise, Gift Cards, Travel, and more!

  • Unlimited Point Earnings!
  • Free Commerce Bank Rewards!
  • No Annual Fee

MSTA Visa® Rewards credit card


Highlights

  • As a member of the Missouri State Teachers Association, we are excited to offer you the MSTA Visa® Rewards Credit Card!

Annual Percentage Rate

  • 1.99% Introductory1 APR on Purchases and Balance Transfers, for 6 monthly billing cycles after account opening, then a competitive rate of 16.24% APR2.
  • View Important Disclosures

Annual Fee

  • $0

Rewards3

  • Earn one point for every dollar in net merchandise purchases.
  • Earn three points for every dollar in interest you accrue on your monthly balance.
  • Points can be redeemed for merchandise, gift cards, cash back, travel, and more!
  • UNLIMITED point earning is here! No cap exists on the points you can earn each year.

Additional Benefits


Commerce Bank Rewards Benefits*

The best way to earn points - and more!

In this rewards program, you earn points based on net purchases and finance charges accrued, if you choose to revolve a balance. What makes the Commerce Bank Rewards program unique is the flexibility. You can redeem your points for travel, gift certificates, merchandise and more!

  • Earn 1X Point for every dollar in Net Merchandise Purchases
  • Earn 3X Points for every dollar in interest you accrue on your monthly balances
  • Unlimited Point Earning. There is no limit to the number of points you can earn each year
  • Redeem for merchandise, gift cards, cash back, travel and more

* See Commerce Bank Rewards Program Terms and Conditions for full details call 800-678-0769.




Disclosures:

  1. We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
  2. This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called "Money Rates" on the last business day of each month.
  3. See Commerce Rewards Terms and Conditions for full details or call 800-678-0769.
  4. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
  5. Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.