MidWest One Bank

Apply Online

It's Quick and Easy!

Apply Online >

You want value and convenience. The MidWestOne Bank Rewards Visa® Card provides value and convenience you can count on.

Enjoy a Special Introductory Rate

The MidWestOne Bank Rewards Visa® is a card to meet your everyday needs. It has a low Introductory rate and no Annual Fee, along with the great customer service you’ve come to expect. The MidWestOne Bank Rewards Visa® card offers its cardholders 1.99% Introductory* APR on Purchases and Balance Transfers, for 6 months, then a competitive rate of 14.24% APR**.

Flexible Reward Options

MidWestOne Bank is proud to present you Commerce Bank Rewards*** offering hundreds of rewards options including Merchandise, Cash Back, Gift Cards, Travel, and more! With no Annual Fee and low Introductory rate, you get the value you deserve.

  • Earn one point for every dollar in net card purchases.
  • Earn three points for every dollar of interest accrued on a monthly balance.
  • Unlimited Point Earning

Additional Details:

  • Take up to 3 years to earn and redeem your points before they expire.
  • Reward options include Merchandise, Cash Back, Gift Cards, Travel, and more!
  • Receive unique "dollars off" the purchase of any airline ticket.

 

Simplify Your Finances

Balance Transfer your higher-rate balances to your MidWestOne Bank Rewards Visa® Card and simplify your finances. With the MidWestOne Bank Rewards Visa®, you can save time by consolidating your other balances into one great low-rate card and save money on your monthly payments.

Also, if your MidWestOne Bank Rewards Visa® Card is ever lost or stolen, simply call 800-645-2103 to have a replacement card sent to you.

Additional Benefits:

  • $100,000 Travel Accident Insurance
  • Zero Liability Coverage****
  • 24/7 ATM Access
  • Customer Service availability 24 hours a day, 7 days a week (except holidays) at 800-645-2103

To apply for your MidWestOne Bank Rewards Visa® Credit Card call 1-800-453-BANK. View Important Disclosures>>

Disclosures: