Commerce DirectCheck Card^SM

Now you can expand your direct deposit program to all employees, including those who do not have a checking account. The Commerce DirectCheck Card allows you to deposit funds directly to a reloadable prepaid Visa^® card, avoiding the inconvenience of a paper payroll check.

Your employees can now take advantage of the wide acceptance of a Visa-branded payroll card. The card can be used to:

• Make purchases anywhere Visa debit cards are accepted
• Get cash at any ATM displaying the Visa or Plus® logo worldwide
• Get cash back on purchases at thousands of merchants accepting PIN-based transactions, including grocery, drug and discount stores

Benefits for Employers

• Increased Direct Deposit participation
• Reduced payroll expense
• Fewer costly out-of-cycle checks due to loss or theft
• Simplified reconciliation
• Reduced risk of check fraud

Benefits for Employees

• Immediate access to funds on payday
• No need to pay check-cashing fees
• Flexibility to shop or pay bills by phone, online or mail
• Access to account information such as balance and transactions 24 hours a day on the Web or by calling 1-866-620-1367
• World-wide recognition and acceptance of a Visa card

For More Information

We'll ask about your payroll needs, listen and then offer financial solutions based on your objectives and unique situation. You'll appreciate the way we work together. To find out more, call your Commerce banker or e-mail DirectCheck@commercebank.com and let's talk business.