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Does your bank reward you for your Business?
With Small Business Options, your Business can enjoy:
FREE -
Other valuable benefits –
For your personal finances, you’ll enjoy:
- FREE
- No checking service charge
- Premium rate on Money Market Account 4
- Premium rate discount and no origination fee on personal loans
- Investment counseling, retirement planning and more †
- Learn More
For your Business:
- Visa® Business Platinum Credit Card with no annual fee
- No Merchant Card setup fees (apply to first location only)
- Waived application fee on Small Business loans
- 50% off first check order
- Premium rates on Business Money Market Account 4
- Preferred rates on Small Business loans with auto-debit 5
How do I get all of this FREE?
It’s easy! To get Small Business Options free, simply combine your personal and business account and loan balances to meet our minimum requirements. There are three ways to qualify to receive these FREE 6 products and services each month:
Small Business Options no-cost account requirements |
1. Maintain Total Deposit Balance of: |
$25,000 |
Include business and personal checking, savings, money market,
CDs and consumer IRA balances . |
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2. Total Loan Balances of: |
$25,000 |
Include outstanding balances in business loans, personal
installment loans, home equity loans and credit lines. 7 |
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3. Combined Deposits and Loan Balances of: |
$40,000 |
Include all balances in your personal deposits, business deposits,
plus your outstanding balances in personal and business loans. |
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Do a quick review of your business and personal
balances
to see how easy it is to qualify!
If you don’t meet the minimum balance requirements to get the Small Business Options account for free, you can still receive all of the benefits of this account package for a $25 monthly fee.
For more information At Commerce, we'll help you get the account that's right for you.
1 Transactions must be from an Options account. Other banks’ ATM fees may apply.
2 One free Online Bill Pay account per Options household. Customers that use their SSN as their business Tax ID will not be able to maintain a separate personal Online Banking and Bill Pay account under that SSN.
3 Check copies six free per month. Stop payments three free per year.
4 On balances greater than $10,000. Highest premium rates on balances greater than $100,000.
5 Loan rate discount offered for automatic payment from your Commerce checking account. Additional discounts available on personal loans only. Please ask about CommerceOptions for more details.
6 Qualifying balances are determined by using the actual daily balance on the day prior to the checking account statement cycle date each month. Refer to your Commerce Fee Schedule for calculation of interest and other fees which Small Business Options may be subject.
7 Small Business Options checking account is required.
† Benefits provided by Commerce Brokerage Services, Inc. (a wholly-owned subsidiary of Commerce Bank, N.A.)
*To send an email that contains confidential information, please visit the Secure Message center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
| Not FDIC-insured |
No bank guarantee |
May lose value |
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