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Business Credit Card applications are offered to businesses within Commerce Bank's retail lending area. If your business is located outside the states of MO, KS, IL, OK or CO, the application may automatically be declined.

Commerce Bank Business
Rewards Card

Business Rewards Card

Commerce Bank Business Rewards is the solution to help manage the finances of your business while earning points toward valuable rewards. From 1% cash back to airline travel to gift cards, Commerce Bank Business Rewards offers some of the most competitive redemption options in the industry.

  • No annual fee
  • Individual credit lines for employees
  • Earn points with each purchase with no limit to the number of points you can earn each year.*
  • Points can be redeemed for merchandise, gift cards, travel, cash back and more! A cash back redemption is applied to your account as a statement credit.1
  • Online reward redemption available 24/7
  • Take up to four years to redeem your points before they expire
  • Enroll in Visa SavingsEdge® for automatic discounts (up to 15%) on select business purchases
  • View Terms and Conditions


  1. The statement credit will reduce your balance, but you are still required to make at least your minimum payment.
  • Account must be in good standing to accrue or redeem Rewards points.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.