Commerce Bank: We ask, listen and solve.

Holiday spending? Debt consolidation? Unexpected expenses? Commerce Bank can help. Apply now. See how affordable your monthly payment can be!

Loan Amount Range of Payments Range of Rates Term
$10,000 $248.85 - $268.28 9.00% – 13.00% APR* 48 Months
  • Rate discounts of up to 0.75% for CommerceOptionsSM Premium checking customers** (includes 0.25% discount for refinancing from another lender)
  • Minimum loan amount of $7,000 (Interested in borrowing less than $7,000? Check out our ReadyLine of Credit.)
  • Funds available as quickly as the same day by direct deposit into your Commerce checking or savings account
  • No collateral required
  • No origination fees

Need help? Call 800-725-0512.

How to Apply:

Hurry! Online-only offer expires December 4, 2014!

Apply Now


  • * Important Information: Limited time offer, only available on applications submitted through Subject to credit approval. Rates available until December 4, 2014. APRs shown require a minimum loan amount of $7,000 and a maximum term of 48 months. Your APR may be higher depending on your loan amount, term and credit worthiness. Payment example is based on a loan amount of $10,000 at an APR range of 9.00% - 13.00% for 48 months. Rate offer of 9.00% reflects the rate discount of 0.50% for CommerceOptionsSM Premium checking account customers. CommerceOptions requires significant product relationships or a monthly fee of $12 (Plus) or $20 (Premium). Your actual payment may be different based on loan amount, APR and term. Must be 18 years or older to apply. Offer does not apply to refinances of existing Commerce Bank loans.

    ** 0.50% rate discount for those who choose automatic payment from their CommerceOptionsSM Premium checking account or 0.35% rate discount for those who choose automatic payment from their CommerceOptionsSM Plus checking account. An additional 0.25% discount is available to CommerceOptions customers if refinancing from another lender. Additional refinancing option is limited to one discount per new installment loan, and is not applicable to Commerce credit card or loan account payoffs.