Home > Commerce Newsroom > At a Glance
At a Glance
Commerce Bancshares, Inc., operates as a super-community bank offering an array of sophisticated financial products delivered with high-quality, personal customer service. The Company's customer promise - We ask, listen and solve - is not just its brand, but also its corporate focus. With this platform, Commerce is continually building its long-term franchise while paying strict attention to asset quality and expense management.
Super-Community Banking
In the industry over 148 years, Commerce provides award winning customer service and knowledge of our customers and markets. Commerce offers a full range of financial products to consumer and commercial customers, including:
- Sophisticated payment processing systems
- Broad consumer and commercial product offerings
- Private banking, trust, capital markets
Industry Ranking and Recognition
Commerce Bank is recognized as an industry leader in financial services and has consistently won awards and high marks for innovative product offerings, customer satisfaction and sound money management.
- $22.2 billion in assets; ranked 34 among U.S. banks1
- $3.7 billion Market Cap; ranked 27 among U.S. banks2
- The Commerce Trust Company holds $31.3 billion in assets under administration and $17.9 billion in assets under management (AUM)3; ranked #294 nationally based on AUM
- Commerce Bank is consistently ranked among the top 35 issuers of card products in the U.S. by the Nilson Report.
Central U.S. Footprint; National Presence
Represented by 4,725 employees, Commerce serves its customers in over 200 branches in Missouri, Kansas, Illinois, Oklahoma and Colorado, as well as commercial offices in Cincinnati, Nashville, and Dallas. Eighty-five percent of the Company's profitability comes from eight key markets (Kansas City, St. Louis and Springfield, Missouri; Central Missouri; Peoria/Bloomington, Illinois; Wichita, Kansas; Tulsa, Oklahoma; and Denver, Colorado).
Commerce uses a variety of delivery platforms including an expansive ATM network, full-featured online banking, a central contact center, and has a nationwide presence in the commercial payments industry.
Market Stability
Commerce is a company that values employees, customers and shareholders while striving to produce consistent, solid returns. During the last 10 years, the company's annualized total shareholder return was 9.0% compared to the NASDAQ average bank return of 2.1%.
Total shareholder returns*Indexed, 3/31/2003 = 100 |
![]() |
| Consistent, positive returns to shareholders. Significant outperformance relative to bank stocks.. *Assumes reinvested dividends, multi-year returns are annualized; includes special dividend effective 11/28/12. Source: Bloomberg |
Record Net Income & EPS Growth |
![]() |
| 45th consecutive year of dividend growth 3rd consecutive year of strong EPS growth *All data restated for 5% stock dividend distributed in December 2012 Source: SNL Financial |
Industry Recognitions 2012-2013
| Award or Recognition | Official Description | Date |
| Bloomberg Markets Magazine | The Commerce Trust Company is number 24 on Bloomberg Markets magazine's list of the Top 50 Family Offices in the world. | September 2012 |
| Forbes list of America's Best Banks | For the fourth year in a row, Commerce Bank was ranked among the top ten on Forbes' list of America's Best Banks. Commerce Bank ranked ninth on the list. | December 2012 |
| Bank Director Magazine | Commerce Bancshares, Inc. ranked fourth in the $5 billion to $50 billion asset category on Bank Director magazine's 2012 Bank Performance Scorecard. | December 2012 |
| Moody's highest rating | Commerce Bancshares, Inc. is among only seven banks in the country with the highest assigned Bank Financial Strength rating by Moody's Investors Service U.S. Bank Ratings List as of February 28, 2013 | February 2013 |
| The Nilson Report | Commerce is currently ranked #35 Debit Card Issuer, #16 Consumer Card Issuer (excluding non-banks), #11 Bank Acquirer (excluding non-banks), #9 Purchasing Card Issuer and #17 Commercial Card Issuer. | March 2013 |
| Lipper | Commerce Investment Advisory received the highest rating in the Best Fixed Income Small Fund Group by Lipper, the leading provider of mutual fund information. | March 2013 |
| Dividend Channel | Commerce Bancshares, Inc. has been named to the Dividend Channel's "S.A.F.E. 25" list, signifying a stock with above-average "DividendRank" statistics including a strong 2.4% yield, as well as a superb track record of at least two decades of dividend growth. | March 2013 |
| Keefe, Bruyette & Woods | Commerce Bancshares, Inc. is one of 33 returning members included on the 2012 KBW Bank Honor Roll of banking institutions that achieved positive earnings per share growth trends over the last decade, regardless of the economic environment | April 2013 |
| ABA Banking Journal | Commerce Bancshares, Inc. is number ten on ABA Banking Journal magazine's list of Top Performing Big Banks with total assets of $10 billion or more. | April 2013 |
1 Source: SNL Financial as of December 31, 2012
2 Source: SNL Financial as of December 31, 2012
3 As of 12/31/2012
4 Source: SNL Financial as of December 31, 2012


