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Credit Cards

Select the credit card that best fits your needs:
Credit Card Choices APR Annual Fee Highlights

Commerce Bank Special Connections Visa Credit Card

Special ConnectionsSM Visa®

Apply Online >

0%
Intro APR*
for 6 months

Then 10.24% to 20.24%
Variable APR*
$0

A versatile card that can be used for credit and ATM transactions. Complimentary rewards available with qualifying Commerce Bank checking accounts.

Commerce Bank Special Connections Visa Credit Card with Rewards

Special ConnectionsSM Visa® with Rewards

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0%
Intro APR*
for 6 months

Then 10.24% to 20.24% Variable APR*
$0

The versatility of the Special ConnectionsSM Visa®, but with FREE Commerce Bank Rewards. Plus, earn 5x points with purchases made on Gas, Grocery and Dining for 6 months, starting at account opening.

Commerce Bank Special Connections Visa Credit Card

Secured Visa® Credit Card

Apply in Branch >

18.24% Variable APR* $49

Establish or rebuild your credit history with a Commerce Bank Secured Visa Credit Card.

Commerce Bank Miles Visa with Rewards Credit Card

Commerce MilesSM Visa® with Rewards

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0%
Intro APR*
for 6 months

Then 14.24% Variable APR*
$29

The most flexible rewards program with hundreds of reward options.

Commerce Bank Secured Visa Credit Card

Commerce Bank Visa® Signature

Apply in Branch >

0%
Intro APR*
for 9 months

Then 10.24% to 16.24% Variable APR*
$29

Experience our richest rewards program, special privileges and access that surpasses all other credit cards.

Commerce Bank Royals™ with Rewards Mastercard Credit Card

Royals™ MasterCard® with Rewards

3.99%
Intro APR*
for 6 months

Then 14.24% to 20.24% Variable APR*
$0

Earn reward points that can be redeemed for exclusive Royals memorabilia, merchandise, and invitations to special events at Kauffman Stadium. In addition, the Royals Reward program offers hundreds of reward options including Merchandise, Gift Cards, Cash Back, Travel and more!

Commerce Bank Garfield Visa Credit Card

Garfield Visa® with Rewards

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1.99%
Intro APR*
for 6 months

Then 14.24% to 20.24% Variable APR*
$0

Earn points that can be redeemed for hundreds of reward options like Merchandise, Gift Cards, and Travel, as well as, exclusive Garfield items.

Commerce Bank Kansas City Zoo Visa Credit Card

Kansas City Zoo Visa®

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0%
Intro APR*
for 6 months

Then 14.24% to 20.24% Variable APR*
$0

A credit card with a low introductory rate that allows you to support the Kansas City Zoo every time you make a purchase!

Commerce Bank Redbirds Visa Rewards Credit Card

Redbirds Visa® Rewards

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1.99%
Intro APR*
for 6 months

Then 14.24% to 20.24% Variable APR*
$0

Earn points that can be redeemed for hundreds of reward options like Merchandise, Gift Cards, Travel, and more! Plus, receive access to Redbirds merchandise, and invitations to special events at AutoZone Park.

Commerce Bank GRewards Visa Rewards Credit Card

G Rewards™ Visa®

Apply Online >

1.99%
Intro APR*
for 6 months

Then 16.24% Variable APR*
$0

The G RewardsTM Visa® credit card allows you to earn Commerce Bank Rewards points every time you make a purchase. Hundreds of reward options including Merchandise, Gift Cards, Cash Back, Travel, and more are available through the Commerce Bank Rewards Program.

You can redeem Commerce Bank Rewards points for G Rewards™ points good towards instant online tee times or gift certificates for rounds of golf at participating golf courses, as well as stay and plays on GRewards.com.

Disclosures:

  • Click "Apply Online" to see Important Disclosures for more details or simply call 800-453-2265, select option 3.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.