Commerce Credit Protection

  • Two affordable protection packages for your Commerce credit card accounts –
    Basic and Premier.
  • Protection from added financial stress at those times when you need it most.
  • Credits to your Commerce Bank credit card account are made quickly upon benefit approval.

How to Apply

for
Premier Package

Apply Online >

Premier Package

  • $0.80/$100 of outstanding balance each month for single protection
  • $1.50/$100 for joint protection each month
  • Up to $25,000 per incident.*
Protected Events* Protection
through age 65
Protection
age 66 & older
Loss of Life Up to $25,000
Accidental Death Up to $25,000
Dismemberment /
Irrevocable Loss
Up to $25,000
Disability Up to 12 months
Involuntary Unemployment Up to 12 months
Family Leave Up to 12 months
Call to Active Duty Up to 12 months
Hospitalization Up to 12 months Up to 12 months
Skilled Nursing Care Up to 12 months
Natural Disaster 3 months 3 months
Life Events 1 month 1 month

How to Apply

for
Basic Package

Apply Online >

Basic Package

  • $8.95 a month for single protection
  • $16.95 a month for joint protection
  • Up to $7,500 per incident*
Protected Events* Protection
through age 65
Protection
age 66 & older
Disability Up to 6 months
Involuntary Unemployment Up to 6 months
Family Leave Up to 6 months
Natural Disaster 3 months 3 months
Accidental Death Up to $7,500 Up to $7,500
Hospitalization Up to 6 months
Skilled Nursing Care Up to 6 months

*For complete details about protecting against life's uncertainties, refer to the Commerce Credit Protection Agreement.

Disclosures:

  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.