Commerce Bank Secured Visa^® Credit Card

Highlights	Establish or rebuild your credit history, and earn interest on your collateral deposit! Gain purchasing power with a competitive APR.
Annual Percentage Rate	A competitive Purchase and Balance Transfer rate of 18.24%* View Important Disclosures
Fees	$49 Annual Fee No Balance Transfer or Cash Advance Fees!
Security Deposit	Your Secured Credit Card will require a collateral deposit into an interest bearing Secured Credit Card Savings Account.
Additional Benefits	Online E-Statements Optional Auto Pay and Overdraft Protection 24/7 ATM Access 24/7 Customer Service (except holidays) and Online Account Access Zero Liability coverage** Auto Rental Collision Damage Waiver Emergency Card Replacement and Emergency Cash Disbursement $100,000 Travel Accident Insurance

This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called “Money Rates” on the last business day of each month.
Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.
To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

Commerce Bank Secured Visa® Credit Card