Special Connections^SM Visa^®

Highlights	A card that can be used for both credit and ATM transactions
Annual Percentage Rate	0% Introductory* APR on Purchases and Balance Transfers, for 6 months, then a competitive rate of 10.24% to 20.24% APR**. View Important Disclosures
Annual Fee	$0
Rewards	Qualifying Commerce Bank checking accounts receive complimentary Rewards program benefits. Points can be redeemed for merchandise, gift cards, cash back, travel and more!
Additional Benefits	Online E-Statements Optional Auto Pay and Overdraft Protection 24/7 ATM Access 24/7 Customer Service (except holidays) and Online Account Access Zero Liability coverage*** Auto Rental Collision Damage Waiver Emergency Card Replacement and Emergency Cash Disbursement $100,000 Travel Accident Insurance

We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
Your standard APR will be determined based on your creditworthiness at Account opening and will be disclosed in your Account Opening Disclosure with your new credit card approximately 7 - 10 business days after Account approval. This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called “Money Rates” on the last business day of each month.
Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.
To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

Special ConnectionsSM Visa®