Commerce Visa® Check Cards
Commerce Visa® Check Cards give you convenient, easy and secure access to your account.
- Use at ATMs and for purchases
- Money comes directly out of your checking account
- Use anywhere Visa® debit is accepted – millions of locations worldwide
- Zero Liability* for unauthorized purchases
- Track purchases in Online Banking
- Convenient payment method for monthly bills
Apply online for a Classic Visa Check Card »
Apply online for a Gold Visa Check Card »
Instant Issue Check Cards - Now Available
Get your Commerce Visa Check Card instantly! No more waiting for your card to arrive in the mail. Replace a lost, stolen or damaged card quickly. Simply visit one of our participating branches.- Get a card for your new Commerce account immediately and have quicker access to your funds
- Choose from multiple card designs
- Find an Instant Issue Check Card branch near you
Important Information about a change in the processing of certain Visa Check Card transactions. Please read to avoid unexpected fees.
Disclosures:
- Customer must notify Commerce within 60 days of receiving statement with unauthorized activity.
- For all other checking accounts there is no fee for the Gold Check Card for six months; thereafter the fee is waived when you use your Gold Check Card for purchases a minimum of 8 times per month. No minimum usage requirement with myRewards Checking or CommerceOptionsSM checking accounts.
- Price Protection provides you with the guaranteed lowest price for an eligible item bought within the U.S. If you find a dated, printed ad with a lower price within 60 days of the original purchase date, Visa will refund the difference up to $250 per item and $1,000 per year. Call 800-553-7520 to make a claim. Certain restrictions, limitations, and exclusions apply.
- Certain restrictions, limitations and exclusions apply. Call 800-553-7520 for more information.
- To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

