Commerce Visa® Check Cards

Commerce Visa® Check Card gives you convenient, easy and secure access to your account.

  • Use at ATMs and for purchases
  • Money comes directly out of your checking account
  • Use anywhere Visa® debit is accepted – millions of locations worldwide
  • Zero Liability* for unauthorized purchases
  • Current tracking of purchases in Online Banking
  • Convenient payment method for monthly bills
Check Card Choices Features

Classic Visa® Check Card

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  • Free with any checking account
  • Use for all your purchases, wherever Visa®debit cards are accepted – gas, groceries, restaurants, and more.

Gold Visa® Check Card

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  • Free with CommerceOptionsSM or More Than Free checking accounts1
  • Worldwide emergency cash replacement services are available 24 hours a day, 365 days a year.
  • Travel accident insurance

Platinum Visa® Check Card
  • Free with CommerceOptionsSM Premium or Private Options checking account
  • Worldwide emergency cash replacement services are available 24 hours a day, 365 days a year.
  • Travel accident insurance
  • Price Protection for lowest guaranteed price2
  • Lost luggage insurance3
  • Hotel burglary insurance for personal property stolen from your hotel3
  • Travel and emergency assistance3

Important Information about a change in the processing of certain Visa Check Card transactions. Please read to avoid unexpected fees.

Disclosures:

  • Customer must notify Commerce within 60 days of receiving statement with unauthorized activity.
  1. For all other checking accounts there is no fee for the Gold Check Card for six months; thereafter the fee is waived when you use your Gold Check Card for purchases a minimum of 8 times per month. No minimum usage requirement with More Than Free Checking or CommerceOptionsSM checking accounts.
  2. Price Protection provides you with the guaranteed lowest price for an eligible item bought within the U.S. If you find a dated, printed ad with a lower price within 60 days of the original purchase date, Visa will refund the difference up to $250 per item and $1,000 per year. Call 800-553-7520 to make a claim. Certain restrictions, limitations, and exclusions apply.
  3. Certain restrictions, limitations and exclusions apply. Call 800-553-7520 for more information.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.