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Questions frequently asked by the purchaser:
Q: What is a Commerce Bank Gift Card?
A: The Commerce Bank Gift Card is a prepaid card - not a credit
card. You can buy a Commerce Bank Gift Card and determine how much
money you want to put on the card. You can buy a Gift Card for yourself
or for someone else. Once you have purchased a Commerce Bank Gift
Card, the cardholder can use it to make purchases anywhere VisaŽ
debit cards are accepted in the United States.
Q: What dollar amounts can I put on a Commerce Bank Gift Card?
A: Cards can be purchased for any whole dollar amount from $25 to
$1000 per card. Non-Commerce Bank customers limited to $500 total purchase amount.
Q: Where can I purchase a Commerce Bank Gift Card?
A: At Commerce Bank branch locations in Missouri, Kansas, Illinois and Oklahoma.
Q: What payment method can I use to buy a Commerce Bank Gift
Card?
A: Cash, a Commerce Bank check or a transfer of funds from a Commerce
account can be used to purchase a gift card.
Q: If I do not have cash or Commerce accounts can I get a cash
advance to purchase a Commerce Bank Gift Card?
A: Yes. If you do not have cash or Commerce accounts, the teller
can process a cash-advance from your Visa or MasterCard for you.
A cash-advance fee may be assessed.
Q: Will I be charged a fee for purchasing a Commerce Bank Gift
Card?
A: Yes. The fee is $4.99 per card.
Q: Where can the Commerce Bank Gift Card be used?
A: The gift card can be used at any location nationwide that accepts
VisaŽ debit cards. The card cannot be used at ATM's or for cash
access.
Q: Can I purchase multiple Commerce Bank Gift Cards?
A: Yes. You can order multiple cards at your local branch. For current
Commerce customers, large orders can be ordered at the branch and
the cards sent to your home or business.
Q: Can I add more money onto my Commerce Bank Gift Card?
A: No. At this time that feature is not available.
Q: Will my credit be checked to purchase a Commerce Bank Gift
Card?
A: No. We will not check your credit when you purchase a Commerce
Bank Gift Card. Because the Commerce Bank Gift Card is a prepaid
card, the cardholder can only use as much money as you put on the
card when you bought it. It does not give the cardholder a credit
line.
Q: Why purchase a Commerce Bank Gift Card rather than a store
gift card or gift certificate?
A: Unlike store gift cards or gift certificates, the Commerce Bank
Gift Card enables the recipient to choose where, when and what they
spend the money on. The card can be used at several stores and even
online. Since the card has the Visa logo, it carries more protection
including lost or stolen replacement capability.
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