Checking Accounts
Commerce offers a wide range of checking accounts; all designed to make banking easier for you and help you reach your financial goals. Let us help you find your checking account. If you decide that you want to open an account with us, please follow our simple instructions to switch to Commerce Bank.
| Free Non-Commerce ATMs |
Identity Theft Protection | Minimum Balance |
Monthly Service Fee |
Interest Paid | |
|---|---|---|---|---|---|
| 3 per month** | Free Basic Coverage* | $0 ($100 to open) |
$0 | No | |
| 3 per month** | Plus Coverage Available for $4.49/mo | $0 ($100 to open) |
$0 | No | |
| None | Plus Coverage Available for $4.49/mo | $1,000 Minimum Or $2,000 Average |
$10 (if balance not met) |
View Rates | |
No Commerce fee at any ATM in the US – plus we’ll refund up to $30 of other banks’ fees per calendar month |
Free Basic Coverage* | $5,000 Deposits Or $10,000 Combined Deposits & Loans |
$12 (if balance not met) |
View Rates | |
No Commerce fee at any ATM in the US – plus we’ll refund up to $30 of other banks’ fees per calendar month |
Free Plus Coverage* | $25,000 Combined Deposits & Loans Or Commerce Mortgage Or $100,000 Brokerage |
$20 (if balance not met) |
View Rates |
Disclosures:
- Free to primary account holder. The primary account holder is the individual whose name appears first on the account.
- No fee from Commerce; other bank's ATM fees may apply.
- To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
- Deposit Agreement & Disclosures
