CommerceOptionsSM Checking
A checking account that rewards you for your entire relationship with us.
CommerceOptions Plus and Premium accounts give you more of what you want from a bank and less of the things you don’t.
- FREE ATM transactions nationwide - We'll even refund other banks’ ATM fees, up to $30 per calendar month
- FREE Online Bill Pay
- FREE Identity Theft Protection
- Higher rates on money market accounts and certificates of deposit
- Lower rates on loans
- Discounts on broker-assisted trades*
- A no-annual-fee Visa® credit card with Commerce Rewards program
- FREE Visa® Gift Card with a new Commerce mortgage loan**
- And many more choices, rewards and savings!
CommerceOptions Plus:
If your monthly Commerce checking, savings, money market and/or CD deposit balances total $5,0001 ...OR if the above monthly deposit balances combined with your car loan, credit line, mortgage or home equity loan balances total $10,0002, CommerceOptions Plus could be your ideal checking account. Learn More . . .
CommerceOptions Premium:
If your monthly Commerce checking, savings, money market and/or CD deposits combined with your Commerce car loans, credit lines, or home equity loan balances total $25,0001,2 ... OR you have a Commerce mortgage... OR your Commerce brokerage assets total $100,0003, CommerceOptions Premium could be your ideal checking account. Learn More . . .
Disclosures:
- Benefits provided by Commerce Brokerage Services, Inc., Member FINRA/SIPC, a wholly owned subsidiary of Commerce Bank, N.A. Investment Products: Not FDIC-Insured – May Lose Value – No Bank Guarantee
- Limit one per household
- Qualifying balances include personal checking, savings, money market, CDs, and retail IRAs. Business accounts do not qualify.
- Qualifying loans include mortgages (for CommerceOptions Premium qualifications), personal loans and home equity loans or lines of credit. Business loans do not apply.
- Qualifying brokerage balances include cash and securities offered by Commerce Brokerage and those that appear on the Commerce Brokerage statement. Brokerage services provided or reported through third parties are excluded. A CommerceOptions Premium checking account is required.
- To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
- Deposit Agreement & Disclosures
