A banking relationship that combines all of your balances with us to earn higher rates on deposits, discounts on loan rates, and other free or discounted banking services.
With CommerceOptionsSM, your entire relationship combines to bring you real benefits for your banking, borrowing, saving and investing.
We offer two levels of CommerceOptionsSM, each with all the features that add value to your banking:
CommerceOptionsSM
Plus: |
Premium: |
- Earn higher interest rates on Premium Money Market Account deposits
- Earn more on CDs with a premium rate.
- Get up to 0.60% rate discount and no origination fee on personal loans and Fixed Rate Home Equity Loans1
- Enjoy 0.35% rate discount on Home Equity Line of Credit2
- Bank and pay bills through your financial management software with FREE Online Banking and Online Bill Pay through Quicken® or Microsoft Money®
- Get a Special Connections Visa® credit card with reward choices of air miles or cash back – and no annual fee
- Get 3 free ATM transactions per month at non-Commerce ATMs3
- Receive free Deluxe ID TheftBlock® Basic coverage4
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All the benefits of our Plus package, and more!
- Be eligible for our highest rate on Premium Money Market Accounts.
- Get up to 0.75% rate discount and no origination fee on personal loans and Fixed Rate Home Equity Loans1
- Enjoy 0.50% rate discount on Fixed Rate Home Equity Line of Credit2
- Get six free ATM transactions per month at non-Commerce ATMs3
- Receive free Deluxe ID TheftBlock® Plus coverage4
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Questions?
*To send an email that contains confidential information, please visit the Secure Message center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
1Personal loan rate discount offered for automatic payment from your Commerce checking account. Mortgages and dealer loans are not eligible to receive personal loan discounts. Additional refinancing discount is limited to one discount per new loan, and is not applicable to credit card account payoffs, refinancing of Commerce loans. Loans and credit cards subject to credit approval.
2Limited time offer available on new Home Equity Lines of Credit for customers with automatic payments from a CommerceOptions Plus or Premium checking account. Subject to credit approval. Rates subject to change. Insurance must be carried on property securing home equity loans.
3Other bank’s ATM fees apply.
4Free to primary account holder only. Primary account holder is the person whose name appears first on the account.
