Peace of mind for $2.35 per month. Learn more about Family ID Restoration.

How To Apply

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Interest Checking

Our interest-bearing checking account with unlimited check writing and easy access to your money.

Min. Opening Deposit
  • $100
Daily Balance Required
  • $1,000 minimum or $2,000 average1
Monthly Service Fee
  • $10 (if balance not met) 2
Interest Paid
Debit Card and ATM
  • Free Commerce Visa® Debit Card
  • Free unlimited Commerce ATM transactions
Online Services
Additional Features
Statement Options
  • E-Statement and online check images - Free
  • Paper Statement - Free
  • Paper Statement with Images - $1.00/mo.


  1. Minimum balance of $1,000 or daily average of $2,000 required to avoid monthly fee.
  2. Monthly service charge waived for first 60 days after new account opening. The 60 day grace period does not apply to existing or converted accounts.