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myRewards Checking

The convenient checking account that qualifies you to get rewards when you save. With myRewards Checking you have the exclusive benefit of opening myRewards Savings and myRewards Money Market accounts and earning rewards when you save!

myRewards Checking is the convenient checking account that gives you more time to do all the other things you have to do, and offers many time-saving services at no additional charge!

Min. Opening Deposit
  • $100
Monthly Service Charge
  • $8 (if balance or direct deposit requirement not met1)
Minimum Balance
to Avoid Service Charge
  • At least one single direct deposit of $500 or more during the month OR $1,500 in Commerce checking, savings and/or money market accounts2
Check Card and ATM
Online Services
Additional Features
Statement Options
  • E-Statement and online check images - Free
  • Paper Statement - $2/mo. (if balance or direct deposit requirement not met1)
  • Paper Statement with Images - $3/mo.

We’ll make it easy to switch to myRewards Banking and easy to use.


  1. Monthly service charge waived for first 60 days after new account opening. This 60 day grace period does not apply to existing or converted accounts.
  2. The person listed first on the account must maintain a combined balance of $1,500 in Commerce checking, savings and money market accounts (qualifying balances are determined by using the actual daily balance on the day prior to the checking account statement cycle).
  3. Your mobile carrier's text messaging and web access charges may apply.