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myRewards Banking

Enjoy the best in free checking. Earn rewards for saving.

Save when you spend and get rewards when you save! myRewards Banking from Commerce Bank lets you do both.

myRewards Checking

 

  • Our great, free checking account
  • Free Commerce ATMs, plus 3 free at other banks each month2
  • Free Online Bill Pay and free Mobile Banking3
  • Free identity theft protection4
  • And much more >>

myRewards Student Checking

 

  • Our free student checking account
  • Free Online Bill Pay and free Mobile Banking3
  • Free Commerce ATMs, plus 3 free at other banks each month2
  • Free myOops Card5
  • And much more >>

myRewards Savings and
myRewards Money Market

 

 

  • Two new accounts that pay you to save
  • myRewards Savings: Make deposits for 11 consecutive months and we’ll make your deposit in the 12th month – up to $50 per account6
  • myRewards Money Market: Get a 0.5% cash bonus – up to $200 – on your savings balance7
  • No minimum balance or monthly service charge

myRewards Banking helps you reach your financial goals more quickly.

We’ll make it easy to switch to myRewards Banking and easy to use.

Disclosures:

  1. To receive incentives, your account must be in good standing three full calendar months after opening. Incentive credited the next month based on the number of actions listed above completed in the first 3 months. Annual Percentage Yield 0%. Incentive of $10 or greater reported as interest to the IRS. Maximum total incentive $125. Limited time offer.
  2. Other banks’ ATM fees may apply.
  3. Your mobile carrier's text messaging and web access charges may apply.
  4. Free to primary account holder only. Primary account holder is defined as the person whose name appears first on the account. Free identity theft protection is not available for myRewards Student Checking.
  5. No Commerce fee at another bank’s ATM up to three times per month. Non-Commerce ATM transactions in excess of 3 per month will incur a Commerce fee. However, with myOops Card you can obtain a refund for 5 of these. Other bank’s ATM fees may apply. Overdraft fee refund limited to the fee associated with one transaction that overdraws your account.
  6. To qualify for the annual matching deposit Reward, you must maintain a myRewards Checking account and make 11 consecutive monthly deposits and 4 or fewer withdrawals per year, per myRewards Savings account. Total matching Reward determined by adding the average monthly deposit during the previous 11 months for each myRewards Savings account, per household, per year, on up to 5 myRewards Savings accounts. Maximum matching Reward $50 per account, maximum total matching Reward $100 per year. Reward credited annually in the 12th month after the first deposit. Annual Percentage Yield is currently 0.15%. Incentive of $10 or greater reported as interest to the IRS.
  7. To be eligible for the bonus Reward, you must maintain a myRewards Checking account. We will pay an annual Reward of 0.5% of the average collected month end balance in your myRewards Money Market account for the previous 12 months, up to a maximum of $200. Reward credited the 13th month after account anniversary. Annual Percentage Yield is currently 0.15%. Incentive of $10 or greater reported as interest to the IRS.