myRewards Student Checking

The free1 student checking account that gives you more free. And, when you combine it with a myRewards Savings account and make regular savings deposits for 11 months in a row, we’ll reward you by making your 12th month’s deposit - up to $100.3

Min. Opening Deposit
  • $100
Monthly Service Charge
  • $0
Minimum Balance
to Avoid Service Charge
  • $01
Check Card and ATM
Online Services
Savings Features
Additional Features
Statement Options
  • E-Statement and online check images - Free
  • Check Safekeeping Statement - Free
  • Check Images Statement - $2.00/mo.

Disclosures:

  1. No minimum balance and no monthly service charge until the account holder turns 23, then the account converts to myRewards Checking.
  2. Your mobile carrier's text messaging and web access charges may apply.
  3. To be eligible, you must maintain a myRewards Student Checking account and make 11 consecutive monthly deposits and 4 or fewer withdrawals, per myRewards Savings account. Total matching Reward determined by adding the average monthly deposit during the previous 11 months for each myRewards Savings account, per household, per year, on up to five myRewards Savings accounts. Maximum matching Reward $50 per account, maximum total matching Reward $100 per year. Reward credited annually starting in the 12th month after the first deposit. Annual Percentage Yield as of 4/6/2010 is 0.10% on balances of $1 or greater. Incentive and Reward payments of $10 or greater reported as interest to the IRS.
  4. To be eligible for the bonus Reward, you must maintain a myRewards Student Checking account. We will pay an annual Reward of 0.5% of the average collected month end balance in your myRewards Money Market account for the previous 12 months, up to a maximum of $200. Reward credited the 13th month after account anniversary. Annual Percentage Yield as of 4/6/2010 is 0.10%. Incentive of $10 or greater reported as interest to the IRS.
  5. Non-Commerce ATM transactions will incur a Commerce fee. However, for a limited time, you can obtain a refund of 5 of these. Other banks' ATM fee may apply. Overdraft fee refund limited to the fee associated with one transaction that overdraws your account.