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What You Get

CommerceOptionsSM Premium Checking Features

  • Higher interest rate on your CommerceOptionsSM checking account balances*
  • Preferred rate on Premium Money Market Accounts and Certificates of Deposit*
  • 0.50% rate discount and no origination fee on personal installment loans1 and fixed-rate home equity loans plus an additional 0.25% discount when refinancing from another lender2
  • 0.50% rate discount on a Home Equity Line of Credit3
  • Free financial planning consultation and 30% discount on broker-assisted equity trades4,5
  • Free Platinum Visa® Debit Card
  • Free ATM transactions nationwide6
  • Free check printing on single/wallet-style Commerce Globe checks and 50% off select personal check styles
  • No-annual-fee Special Connections® Visa® Credit Card with special introductory rate and Commerce Bank Rewards7
  • Free unlimited access to EZShield Vault® when customer subscribes to Family ID Restoration Service8
  • Free Online Banking and Online Bill Pay
  • Free Mobile Banking9, so you can bank whenever and wherever you want
  • Free email and text9 Alerts to help you manage your accounts
  • Free Account Archive CD-ROM
  • Overdraft Services available
  • Access to myRewards Savings and myRewards Money Market accounts:10
    • Save for a year with myRewards Savings and get a cash bonus!
    • Or, open a myRewards Money Market account to get an exclusive rate

CommerceOptionsSM Premium Checking Details

Minimum deposit to open: $100
Monthly service fee: $20 if below requirement is not met11
Bank without the monthly fee! Maintain $20,000 in combined deposits and loans OR a Commerce Mortgage OR $100,000 in a Commerce brokerage account12
Free statements: All types13

Get started with CommerceOptionsSM Premium Checking.