Refinance or upgrade your vehicle >>

Auto & Motorcycle Loans

Finance your new or used car, truck or motorcycle.

  • Easy application by phone, online or in person
  • Fast approval – loan proceeds available by check, often the same day
  • Get pre-approved and shop with confidence!
  • Flexible repayment terms up to 72 months and low monthly payments

Special Loan Programs

Classic Car Loans

Get a classic car loan for the same rate as a used auto.

Student Auto Loans

Commerce offers special auto loans for students currently enrolled in Undergraduate, Graduate or Technical schools.

Get more with Commerce

Rate discounts available:*

  • 0.25% for automatic payments from a Commerce checking or savings account
  • 0.25% if refinancing a loan from another lender

View Rates for Auto, Classic Car & Truck Loans
View Rates for Motorcycle Loans


  • Subject to credit approval. Rate discounts cannot be combined with any other offer. Mortgages and dealer loans are not eligible to receive these rate discounts. Refinancing discount is limited to one discount per new installment loan, and does not apply to Commerce credit card or loan account payoffs.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.