Applying is Easy
To help us ask listen solve to find the perfect solutions for your needs, please have the following handy when you call, click, or come by.
- If Employed, 2 most recent consecutive pay stubs
- If Retired, proof of social security and/or pension sources
- If Self-Employed, 2 years personal tax returns signed and dated. Note: If the preceding year's tax returns are not complete, provide the most recent Profit & Loss statement or quarterly tax return
- Current Homeowner's Insurance Declaration page
- Annual Homeowners Insurance Amount
- Current copy of Flood Insurance Declaration page, if applicable
- Annual Flood Insurance Premium $ _________(if not known, contact Insurance agent or if escrowed, copy of annual mortgage statement history or escrow analysis)
- Closing documents from your first mortgage
- Estimate of your home's market value
- Estimated Real Estate Taxes (Copy of assessment or paid tax receipt or if escrowed, copy of annual mortgage statement history or escrow analysis)
- Copy of Trust Agreement, if applicable
- If you’ve recently refinanced in the past 2-3 months, please provide copies of the following:
- Settlement Statement
- Note
- First Payment Letter