Fall Loan Special. Rates are falling and now is a great time to finance with Commerce! Auto Loan Rates From 2.85% - 5.25% APR*. Unsecured Loan Rates From 9.49% - 13.49% APR**. >>

Student Auto Loans

Commerce offers special auto loans for students currently enrolled in Undergraduate, Graduate or Technical schools.
  • Valid on auto loans greater than $7,000
  • Students receive a 0.50% discount off our already low rates*
  • Additional rate discount of up to 0.50% for CommerceOptionsSM and Benefits Banking checking customers1
  • No origination or transaction fees
  • Term can be extended up to an additional six months for lower payments2
Apply online now using offer code WSAL

View Rates for Auto & Truck Loans. View Rates for Motorcycle Loans.


  1. CommerceOptions and Benefits Banking require significant product relationships or a monthly fee up to $20.
  2. Extending your loan term will increase the amount of your total finance charges.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.