15-Month Fixed Rate CD - 3.40% APY*

It’s easy to take advantage of this special offer

• Low $1,000 minimum opening deposit
• Peace of mind with FDIC insurance
• Guaranteed return

*Annual Percentage Yield as of 08/18/2008.  Minimum balance to open is $1,000.  Penalty for early withdrawal.  Personal accounts only.  Not available for IRAs.  Each depositor insured to at least $100,000.  To be eligible for this rate, you must have or open a CommerceOptions^SM Plus or CommerceOptions^SM Premium checking account; otherwise the APY will be 3.15%.  Coupon cannot be used in conjunction with any other offer. Maximum deposit limit $500,000 per customer.

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