Certificates of Deposit

Min. Opening Deposit	$1,000
Interest Paid	Compounded Daily - View Rates
Minimum Balance	N/A
Monthly Service Charge	N/A
Terms	We offer terms from 3 months to five years² — View Rates – Longer terms offer potentially higher interest rates – Shorter terms mean quicker access to your funds
Check Writing Privileges	No
Transactions	Funds cannot be added during the term and penalty for early withdrawal. Funds can be added or withdrawn at maturity.
Online Services	Free Online Banking (Commerce checking or savings account required) Access electronic copies of your 1099 and certain other tax forms through Online Banking - View Tax Form FAQs Order up to seven years of account statements and check images on CD-ROM

The Federal Deposit Insurance Corp. insures each depositor to at least $250,000.
Penalty for early withdrawal

To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
Deposit Agreement & Disclosures