How to Apply

How To Apply >

Regular Savings Account

Start your savings with a Regular Savings Account.

  • Open with just $100 – or just $1.00 for minors
  • Special programs for young savers
  • FDIC insured1

Interested in saving for a goal and earning rewards? Open a myRewards Savings account.

Min. Opening Deposit
  • $100 / $1.00 for minors
Interest Paid
Minimum Balance
  • $100 daily balance2 (waived for minors)
Monthly Service Charge
  • $3.003 (if balance not met; waived for minors)
Check Writing Privileges
  • No
Transactions
  • Up to 3 withdrawals or transfers per month; $1.00 for each additional
  • Free access to funds through any Commerce ATM, our 24-hour Account Information Line and Online Banking
Online Services
Statement Options
  • Quarterly E-Statement (or monthly if activity in account) – Free
  • Quarterly paper statement (or monthly if activity in account) - Free

Disclosures:

  1. The Federal Deposit Insurance Corp. insures each depositor currently to at least $250,000.
  2. Daily balance means ending ledger balance in the account each day. You must maintain the $100 minimum daily balance every day of a month to earn interest and to avoid a service charge that month.
  3. Lower monthly fees apply in some locations.