Scholarships and grants don't have to be repaid. Scholarships
are awarded for all kinds of reasons, including:
Financial need
Special interests
Religious or community affiliations
National heritage
Apply for as many scholarships as you can. Thousands of dollars
in scholarships go unawarded each year. All of these can be good sources
for scholarships:
Grants are awarded on the basis of financial need. The government
awards over $1 billion in grants annually. Your Free Application for Federal
Student Aid (FAFSA) serves as the application for Federal Grants.