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Private Student Loans

Loans for Student

Commerce Bank offers Private Student Loans and Home Equity Lines of Credit to help pay for college and other education expenses. Student auto loans are also available with discounted rates.

Ways to Pay for Education

Who Can Borrow?

Undergrad Graduate Parents

What Is It?

How to Apply

Private Student Loans
Undergraduate Students Graduate Students    Apply Online > 
Home Equity
Lines of Credit
Undergraduate Students Graduate Students Parents  Apply Online > 

Other Loans for Students:

Student Auto Loan
Undergraduate Students Graduate Students  
  • Get a 0.50% discount off our already low rates
  • Additional discount of up to 0.50% for CommerceOptionsSM checking customers1
  • Flexible terms and no origination fees
  • Learn about Student Auto Loans
 Apply Online > 


Whether you're just getting started or you're already part way through the process, Commerce can help. Just call, click, or come by. We'll ask   listen   solve   to help you find the solution that is right for you.


  1. CommerceOptions requires significant product relationships or a $12 or $20 monthly fee.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
  • NO PURCHASE OR ACCOUNT NECESSARY TO ENTER OR WIN. A PURCHASE OR ACCOUNT WILL NOT INCREASE YOUR CHANCES OF WINNING. Sweepstakes is open to legal residents of United States who are 18 years old or older on or before November 14, 2016. You may also enter by mailing your name, address, phone number and email address to Commerce Bank Website Survey Sweepstakes, 8000 Forsyth Blvd CBIR-1, St. Louis, MO 63105 Entries must be received by December 15, 2016. Approximate retail value of the prize is one of ten (10) $50.00, three (3) $100.00 or (1) $250.00 Commerce Bank Visa Gift Cards. For a copy of the Official Rules, please visit