How to Apply
Apply Now for a Student Loan
To apply for a Student Loan, you must complete a Master Promissory Note (MPN). This is the contract between you and your lender (Commerce). You may receive multiple loans under the same MPN over a ten-year period.
How do I complete an MPN?
Choose the method that's best for you.
- Complete and submit your MPN online using E-Signature.
- Learn More about E-Signature
- Complete and electronically sign your MPN online
- Download an MPN, complete the paper form, and mail it in to:
- Commerce Bank – Student Loan Department
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West Olive Office Plaza (WOOP- SL)
1045 Executive Parkway Dr.
Creve Coeur, MO 63141
- Undergraduate Students: Stafford MPN*
- Graduate Students: PLUS MPN*
- Parents of Students: PLUS MPN*