KU Checking myDirect Student Checking

KU Card

Our KU Checking account is designed for the students of The University of Kansas.

Min. Opening Deposit
  • $0
Normal Monthly
Service Charge
  • None, as long as the account is active1
Minimum Balance to Avoid Normal
Service Charges
  • None
Debit Card and ATM
Online Services
Additional Features
Statement Options
  • E-Statement - Free
  • E-Statement with Images $1 per month, Paper Statement $3 per month, Paper Statement with Images $4 per month 3
  • $3 per month if the account is inactive 1
  • $2 per paper transaction (check or withdrawal slip) 4

University Card Cardholder Agreement.


  1. $3 monthly Inactivity Fee charged after 60 days with no activity. Activity is defined as any transaction, such as a withdrawal, deposit or bill payment. An account inquiry, such as checking your balance in Online Banking or at an ATM, is not a transaction and does not count as an activity.
  2. Your mobile carrier's text messaging and web access charges may apply.
  3. Must activate Online Banking and sign up for E-Statements to get free monthly E-Statement. Fee for other statement options waived for first 60 days after new account opening. This 60 day grace period does not apply to existing or converted accounts.
  4. Fee of $2 per paper transaction (check or withdrawal slip) you write that posts during your monthly statement period. Customer is also responsible for cost of check orders including shipping & handling. Avoid this fee by using Online Bill Pay and Visa Debit Card to make your payments.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.