2010 Roth IRA Conversion

Don’t miss the one-time Roth IRA conversion opportunity. In 2010, most taxpayers – regardless of income or tax-filing status – will be able to convert a Traditional IRA
to a Roth IRA.

Why choose a Roth IRA? Benefits include:

  • Funds may be withdrawn at any time free of taxes or penalties for the purchase of a home for a first time buyer
  • No required minimum distribution age - leave your money invested beyond age 70 ½, which allows your account to grow throughout your lifetime
  • Assets can be passed on to your heirs free from taxes or penalties
  • Wide range of investment options, including Mutual Funds and Fixed Income instruments

Additional Resources

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Disclosures:

  • Earnings you withdraw from a Roth IRA are tax-free after age 59½ and the account has been established for a minimum of five years.
  • Commerce Brokerage Services, Inc. does not provide tax advice or legal advice to customers. Consult a tax specialist regarding tax implications related to any product and specific financial situations.
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  • The information provided on this website is not meant as a recommendation or endorsement of any specific security or strategy. An individual’s situation can vary; therefore the information provided above should be relied upon only when coordinated with individual professional advice.
  • Mutual funds, annuities, and other investment products:
    Not FDIC-insured May lose value No bank guarantee
  • Commerce Brokerage Services, Inc., Member FINRA/SIPC, is a wholly owned subsidiary of Commerce Bank, N.A. This site is not intended for use by, or to provide any information to, investors in any state where Commerce Brokerage Services, Inc. is not registered or in any jurisdiction outside the United States of America where such use would be prohibited or otherwise regulated. Nothing on this web site shall be considered a solicitation to buy or an offer to sell a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.