When it comes to protecting and transferring assets, trusts are among the most valuable tools available to you. Within certain limits set by law, trusts allow you remarkable flexibility in how you use and disburse assets while living and after death. A trust can help you control your financial destiny by:
- Reducing taxes
- Providing for family, friends and/or charities
- Keeping your personal financial matters out of the public eye
- Simplifying your life
Commerce Trust has nearly nine decades of experience working with legal and tax advisors to help craft trusts that meet our clients' personal needs and circumstances, as well as administering trusts of all types. Our trust administrators have extensive knowledge of estate and tax-planning issues along with an in-depth understanding of the many ways a trust can help you achieve your charitable-giving goals.
How can you make someone else legally responsible for managing your assets, and providing you income, while you're living? Learn More >>
Profitable gifting is not about giving money or assets away - it is about preserving wealth in the family. It's about paying less in taxes and using those benefits for family, self or your favorite charitable projects. Learn More >>
Insurance can play a critical role in any well-conceived financial and estate plan. But because insurance comes in so many different forms, it takes serious expertise to gain an understanding of what's right for you and your family. Learn More >>
Roth IRAs are generally agreed upon to be a good thing. The problem for most investors has been the restrictions on getting money into these accounts.
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In recent years, IRS rules and regulations have provided much greater flexibility to IRA owners. Your funds, if utilized properly, provide you with significant planning opportunities to achieve your financial goals. Learn More >>
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Mutual funds, annuities, and other investment products:
Not FDIC-insured May lose value No bank guarantee