Quick and Convenient Patient Loan Financing

Commerce Bank’s Health Services Financing (HSF^®) program acts as a complement or alternative to traditional medical billing programs. It is a seamless, highly-customizable patient finance program we tailor to fit you and your revenue cycle just right.

Your patients and families expect a positive financial experience, and HSF^® helps deliver. By offering a line of credit to patients, you can present a manageable solution to them at any point in your revenue cycle.

A Commerce Bank HSF^® account reassures patients with a simple enrollment process, affordable payment structure and convenient way to pay their balance over time at a 0% (interest free) or reasonable rate¹, while your organization can benefit from improved margins and cash flow.

Watch how Health Services Financing (HSF)^®, a patient financing program designed specifically for healthcare providers, can get you out of the business of banking and provide your patients with peace of mind. Read the video transcript^{[PDF 3]}.

How It Works

You can begin patient enrollment with just a verbal agreement.

 

Improve Cash Flow and Reduce Costs

• Upfront funding for outstanding patient balances
• Multiple rates and term options, including 0%¹
• Servicer fee refund for defaulted account balances
• Decrease account delinquencies

• Enhance patient loyalty
• Web-based enrollment, file upload and reporting
• Customized patient marketing

Stress-Free Transactions for Your Patients

• Up to a $50,000 line of credit
• No credit check required
• Simple enrollment process
• One affordable monthly payment

• Finance multiple transactions on one line of credit for the same provider
• No paperwork required to enroll
• Repayment terms up to 7 years