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Checkout is Simple with Commerce Bank Chip Debit and Prepaid Cards.

Your Commerce Bank Chip Debit and Prepaid Card has chip and magnetic stripe technology. That means, regardless of what type of terminal a retailer has, you’ll be able to use your Chip Debit and Prepaid Commerce Bank Card anywhere Visa® is accepted.

At Retailers with Chip Terminals


1. Insert your card into the terminal

Swipe your card the same way you do today.

2. Follow the prompts at terminal

If prompted, insert the chip end of your card into the terminal with the chip facing up.

3. Enter your pin

Leave your card in the terminal and enter your PIN or sign if prompted.

4. Remove your card when the transaction is complete.

Remove your card when the transaction is complete and take the receipt.

Swipe your card
Insert the chip end of your card into the terminal
Enter your pin if prompted.
Remove your Commerce Bank chip card when the transaction is complete

At Retailers with Traditional Terminals

If a retailer is not yet chip-enabled, you can continue to swipe your card and pay as you normally would.

Over the Phone or Online

Provide your card information the way you always have when you’re ready to make a purchase.

At ATMs

Insert your card as instructed on the ATM and follow the prompts.

How to Get a Commerce Bank Chip Debit or Prepaid Card

If you are an existing Commerce Bank cardholder, there is no need to request a chip card. We began replacing cards with chip cards in late 2015.

Learn more about our Debit & Prepaid Cards.

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