Checkout is Simple with Commerce Bank Chip Debit and Prepaid Cards.
Your Commerce Bank Chip Debit and Prepaid Card has chip and magnetic stripe technology. That means, regardless of what type of terminal a retailer has, you’ll be able to use your Chip Debit and Prepaid Commerce Bank Card anywhere Visa® is accepted.
At Retailers with Chip Terminals
Swipe your card the same way you do today.
If prompted, insert the chip end of your card into the terminal with the chip facing up.
Leave your card in the terminal and enter your PIN or sign if prompted.
Remove your card when the transaction is complete and take the receipt.
At Retailers with Traditional Terminals
Over the Phone or Online
How to Get a Commerce Bank Chip Debit or Prepaid Card
If you are an existing Commerce Bank cardholder, there is no need to request a chip card. We began replacing cards with chip cards in late 2015.