(KBEQ- Q104.3, KCKC 102.1, KFKF 94.1 AND KMXV - MIX 93.3)

May 8 – June 7, 2019



Commerce Bank Mortgage And Steel City Media (KBEQ  Q104.3, KCKC 102.1, KFKF 94.1 AND KMXV - Mix 93.3) Lend A Hand With Your Mortgage Or Rent Giveaway (the “Giveaway”) begins at 12:00 a.m. Central Daylight Time (“CDT”) on May 8, 2019 and ends at 11:59 p.m. CDT on June 7, 2019 (the “Giveaway Entry Period”). Entries must be received by 11:59 p.m. CDT on June 7, 2019. The Station’s computer will be the official clock of the Giveaway.

SPONSORS: Steel City Media, LLC. (KBEQ Q104.3, KCKC 102.1, KFKF 94.1 and KMXV  Mix 93.3) (508 Westport Road, Suite 202, Kansas City, MO 64111) (“Station”); Commerce Bank, 8000 Forsyth Blvd., St. Louis, MO 63105 (“Commerce”). Station and Commerce are together referred to herein as “Sponsors”.

ENTRY: To enter the Giveaway, a person must submit his/her name, address, phone number, age, and email address at,, or Each potential internet entrant must provide all information requested. To be considered a qualifying entry for this Giveaway, a potential internet entrant’s information must be submitted between 12:00 a.m. CT on May 8, 2019 and 11:59 p.m. CT on June 7, 2019.

Entries that do not comply with the terms of the Giveaway may result in disqualification. Illegible and/or incomplete entries are ineligible.

Alternate Means of Entry:

You may also enter by mailing in an entry form or a postcard with your name, address, age, email address, and phone number to: Mortgage Lend a Hand Giveaway, Commerce Bank, 8000 Forsyth Blvd., CBIR-3, St. Louis, MO 63105. Entries must be postmarked by June 7, 2019. Only one entry per envelope. Multiple entries by means of software generated or other automated or mechanical processes will be disregarded at the sole discretion of Sponsor. Sponsor cannot be held responsible for any entrant’s inability to successfully complete entry whether due to inadequate postage, failure by the Postal Service, missing information or otherwise.

Entries will be void if electronically or mechanically reproduced, forged, defective, altered or obtained through unauthorized channels or if they contain production, typographical, electronic, mechanical or other errors. Sponsor reserves the right in its sole discretion to disqualify any entry at any time which, in Sponsor’s opinion, is offensive, contains unsuitable material, endangers the safety or well being of any person, or if it is determined the entrant has not complied with these Official Rules.

LIMIT: One (1) entry per valid email address. No group entries. Any attempt to obtain more than the stated number of entries by using multiple/different email addresses, identities, registrations, logins, or any other methods may result in disqualification by Sponsors, in their sole discretion.

ELIGIBILITY: Legal residents of Missouri or Kansas in the Station listening area, live within a 60 mile radius of 1000 Main St., Kansas City, Missouri, and who are 18 years of age or older at time of entry are eligible to enter and win. Employees of Commerce Bancshares, Inc. Commerce Bank, and Steel City Media and their respective subsidiaries, affiliates or agents and members of their immediate families and household members are not eligible to enter or win. “Immediate family members” shall mean parents, step-parents, children, step-children, siblings, step-siblings, or spouses. “Household members” shall mean people who share the same residence at least three months a year.

WINNER SELECTION: A random drawing for prizes will be held on or about June 14, 2019. Station will conduct the drawing from among all eligible combined entries to select three (3) potential winners from each participating station (KBEQ Q104, KCKC 102.1, KFKF 94.1 and KMXV Mix 93.3). The potential winners will be notified by phone on or about June 14, 2019, and will have until Noon CT, June 24, 2019, to appear in person at Station’s office located at 508 Westport Road, Suite 202, Kansas City, MO 64111, to provide the following documentation: (1) a valid picture ID showing date of birth (driver’s license, passport, or non-driver’s State ID) AND (2) either a signed lease specifying the potential winner’s name and current rental amount (for renters) OR a mortgage statement from the lender specifying the monthly mortgage payment AND proof of the last three (3) consecutive months of mortgage or rent payments made by the potential winner (copy of cancelled check, paid receipt, rent or mortgage statements).

If after multiple daily attempts, Sponsor is unable to reach a potential winner by Monday, June, 24, 2019, at 5:00 p.m., C.T., a drawing will be held to select another potential winner. In the event that more than one (1) potential winner is inadvertently named for the Prize, a random drawing will be held among all such potential winners to select one (1) winner. Sponsors will determine all elements of winner selection in their sole discretion. Prize may not be assigned, transferred or changed, except at Sponsors’ sole discretion. The awarding of the prize is contingent upon full compliance with these Official Rules. Entrants agree to be bound by Official Rules and agree that if winner fails to provide proof of identity, refuses to provide required documentation, is found to have violated Official Rules, or otherwise does not meet eligibility criteria, prize will be forfeited and awarded to an alternate winner in a random drawing. Entrants understand that Sponsors are not liable for injuries, losses, or damages of any kind arising from participation in this promotion and acceptance, possession, and use of prize. Sponsors are not responsible for any typographical or other error in the printing of the offer, administration of the Giveaway or in the announcement of the prize(s). Decisions of Sponsors are final and binding in all respects.

Except where prohibited by law, each potential winner will be required to complete, sign and return to Station an Affidavit of Eligibility and Liability/Publicity Release within 14 days of receipt of such documents from Station. If such documents are not returned to Station prior to such deadline, any prize won may be forfeited in Station’s sole discretion, such potential winner shall be disqualified, and an alternate winner selected by Station from the remaining eligible entries. The winner also grants Sponsors the right to use the winner’s submission, full name, hometown, images and likenesses for advertising, publicity and promotion purposes, including print, broadcast and on-line announcements, without further compensation than the said prize and at no expense to the winner.

PRIZES: A total of three (3) prizes will be awarded per station. Each winner will receive a check for one (1) month of mortgage or rent payment, up to one thousand dollars ($1,000). The total amount of the prize will be determined based on the documentation provided by the potential winners to Sponsors that will verify either a signed lease specifying the winner’s name and current rental amount (for renters) or a mortgage statement from the lender specifying the monthly mortgage payment and proof of the last three (3) consecutive months of mortgage or rent payments made by the winner (copy of cancelled check, paid receipt, rent or mortgage statements).

The prizes are non-transferable, non-refundable and not redeemable for cash. No prize supplement or substitute will be allowed unless otherwise offered by Commerce. Commerce Bancshares, Inc. and Commerce Bank have not made any warranties whether written, verbal or implied, with respect to the prizes or services. Odds of winning depend on the number of entries received in compliance with these Official Rules. Winner is subject to qualification with Official Rules.

TAXES: Each winner is responsible for all applicable local, state and federal taxes. Taxes on the prize are the sole responsibility of the respective winner. Each winner will receive an IRS 1099-MISC tax form and will be required to fill out and return a form W-9 prior to receipt of the prize.

PRIVACY: By entering this Giveaway, you are opting-in to receive promotional materials from Sponsors and/or their affiliates, advertisers, or other business partners. If you "opt in" to receiving such promotional materials, Sponsors reserve the right to release any personally identifiable registration information regarding you to third parties who provide goods or services that Sponsors believe may be of interest to you. If you decide that you would like to discontinue receiving promotional information from such third parties, please contact those third parties directly. Information collected from online entrants is subject to Sponsor’s online privacy policy at and IF YOU DO NOT WISH TO SHARE YOUR INFORMATION, PLEASE DO NOT ENTER THIS GIVEAWAY.

OTHER: Sponsors assume no responsibility for entries unable to be processed due to network, hardware or other technical failures, or any other reason, or incomplete, damaged, misdirected, or lost entries. Sponsors reserve the right, in their sole discretion to disqualify any person tampering with the entry process, the operation of the web site or otherwise in violation of these Official Rules. Sponsors further reserve the right, in their sole discretion, to cancel, terminate or modify this promotion if not capable of completion as planned, including infection by computer virus, technical corruption, non-authorized human intervention, or any other causes beyond the control of Sponsors which corrupt or affect the administration, security, fairness, or integrity of the Giveaway. In the event of cancellation, Sponsors reserve the right to select winner from among all eligible entries received prior to date of cancellation. The use of automated entry systems or any other conduct that impedes the integrity of the Giveaway is prohibited. In the event of a dispute regarding online entry, entry will be deemed made by the holder of an established e-mail account associated with the entry.

GENERAL: Except where prohibited by law: (i) entry constitutes permission to use winner's entry, name, hometown, voice, likeness, photograph, video and any statements regarding this Giveaway in all media now known or hereafter discovered, for any purpose, including without limitation, in connection with, and to promote, market or advertise, the Giveaway, in whole or in part, without review, approval, credit or attribution, notification or payment from or to entrant or any person or entity, worldwide, in perpetuity, or on a winner’s list, if applicable; (ii) potential winner will be required to complete and return an Affidavit of Eligibility and Release of Liability/Publicity by the time the check is picked up. By participating in the Giveaway, each entrant agrees to hold harmless Sponsors, their parents, affiliates, subsidiaries and agencies and their respective directors, officers, employees and agents from any and all liability with respect to participation in the Giveaway, and waives and releases such parties from any and all causes of action, for any claims, costs, injuries, losses, or damages of any kind (including, without limitation, claims, costs, injuries, losses and damages related to personal injuries, death, damage to or destruction of property, rights of publicity or privacy, defamation or portrayal in a false light, whether intentional or unintentional) arising out of or in connection with the event or acceptance, possession, or use/misuse of any prize, participation in any promotion-related activity, or participation in the promotion, whether under a theory of contract, torts (including, without limitation, negligence), warranty, or any other theory or cause of action. Subject to all U.S. federal, Missouri or Kansas state and local laws and regulations. By participating, entrants agree to these Official Rules and agree to accept all decisions of the Sponsor with regard to any element of the Giveaway or interpretation of the Official Rules as final. A list of winner names for the three (3) mortgage or rent payments per Station will be available once officially announced, but no later than June 28, 2019, by contacting Commerce Bank at 314-746-8560 or by visiting Station’s offices located at 508 Westport Road, Suite 202, Kansas City, MO 64111.

RULES: Copies of these rules are available at,, and and through Commerce Bank online at, by calling 314-746-8560 or at Commerce Bank, 8000 Forsyth Blvd., Marketing, St. Louis, 63105. Sponsors reserve the right to change or modify these rules while the Giveaway is in progress. Any changes or modifications will be posted online at