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Earn a chance to win $500!(1)Shop and pay bills online with your Commerce Visa® Debit Card

Whether you are shopping or paying bills online, your Commerce Bank Visa® Debit Card lets you make transactions with confidence every time.

For every 3 online transactions2 made – either from online shopping or bill payments –during the months of July and August, you’ll automatically be entered for a chance to win a $500 prize and Commerce will donate $500 for your favorite community non-profit!1

The deadline for purchase is August 31, 2020, so remember to use your Commerce Bank Visa® Debit Card when shopping or paying bills online!

Pay it safe with the Commerce Bank Visa® Debit Card and these security features to put your mind at ease when you shop online.

  • 24/7 Fraud Monitoring

  • Visa Zero Liability Coverage3

  • Security Alerts to spot suspicious activity

See full offer details.

  1. NO PURCHASE OR ACCOUNT NECESSARY TO ENTER OR WIN, AND WILL NOT INCREASE YOUR CHANCES OF WINNING. Sweepstakes is open to legal residents of the United States who are 18 years of age at the time of entry. You may also enter by mailing your name, address, age, phone number and email address to Commerce Bank Debit Spend and Get Summer Campaign, Commerce Bank, 8000 Forsyth Blvd, CBIR-1, Clayton, MO 63105. Entries must be postmarked by August 31, 2020. Retail value of the prize is $500. Value of charitable donation is $500. Please see complete sweepstakes rules below.
  2. Telephone, mail order and in person transactions are not eligible.
  3. Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.

JULY 1 – AUGUST 31, 2020

Entry: NO PURCHASE OR ACCOUNT NECESSARY TO ENTER OR WIN AND WILL NOT IMPROVE CHANCE OF WINNING. PARTICIPANTS MUST BE A COMMERCE BANK (“Sponsor”) VISA® DEBIT CARD HOLDER AS OF July 1, 2020 TO BE AUTOMATICALLY ENTERED TO WIN. Eligible participants will be automatically entered after July and August 2020 Debit Card transactions are posted on or about September 9, 2020. To receive an automatic entry into the Debit Card Spend and Get Summer Campaign (“Promotion”), Commerce Bank Visa® Debit cardholders must make three (3) purchases online or three (3) online bill payments between July 1, 2020, 12:00 a.m., CT and August 31, 2020 11:59 p.m. CT. Each participant will receive one (1) sweepstakes entry for every three (3) transactions or three (3) bill payments made online with their Commerce Bank Visa® Debit Card. All entries become the property of Commerce Bank and none will be acknowledged or returned. Illegible and/or incomplete credited transactions, fraudulent, or disputed transactions still pending after September 9, 2020 are ineligible. Participants in the Promotion must give enough information on their entry for proper identification which must include name, address, age, work and home phone numbers.

Alternate Means of Entry:

By Mail: You may also enter by mailing in an entry form or a postcard with your name, address, age, email address, and work and home phone numbers to: Commerce Bank/Debit Card Spend and Get Summer Campaign, Commerce Bank, 8000 Forsyth Blvd, CBIR-1, Clayton, MO, 63105. Entries must be postmarked by August 31, 2020. Only one entry per envelope. Multiple entries by means of software generated or other automated or mechanical processes will be disregarded at the sole discretion of Sponsor. Sponsor cannot be held responsible for any entrant’s inability to successfully complete entry whether due to inadequate postage, failure by the Postal Service, missing information or otherwise.

Entries will be void if electronically or mechanically reproduced, forged, defective, altered or obtained through unauthorized channels or if they contain production, typographical, electronic, mechanical or other errors. Sponsor reserves the right in its sole discretion to disqualify any entry at any time which, in Sponsor’s opinion, is offensive, contains unsuitable material, endangers the safety or wellbeing of any person, or if it is determined the entrant has not complied with these Official Rules.

Drawing: Random drawing for prizes will be held on or about September 12, 2020. The winners will be notified by telephone on or about September 15. If a winner cannot be contacted by telephone after three (3) attempts, another winner will be drawn for that specific prize. Awarded prizes will be delivered to the winners via FedEx. Odds of winning depend upon the number of eligible entries received.

Prizes: The winner is eligible for one (1) $500.00 Commerce Bank Visa® Gift Card, and a one (1) time $500.00 donation to an eligible charity of the winner’s choice. Eligibility of the charity shall be determined by Sponsor, in its sole discretion. If a prize or any portion thereof cannot be awarded for any reason, Sponsor reserves the right to substitute prize with another prize of equal or greater value.

Eligibility: You must be 18 years of age at the time of entry. Only lawful residents of the United States are eligible to enter and win. Employees of Commerce Bancshares, Inc., Commerce Bank and their subsidiaries, affiliates or agents and their immediate family (parents, spouse, brother, sister or children) and individuals living in the same household of each of the foregoing are not eligible to enter or win. Void where prohibited by law. The Promotion is subject to all applicable federal, state, and local laws and regulations. By participating, entrants agree to these Official Rules and agree to accept all decisions of the Sponsor with regard to any element of the Promotion or interpretation of the Official Rules as final. Where permitted by law, entrants agree to allow all Promotion sponsors the right to use their names, photos or recorded voices in any publicity related to the Promotion/promotion without additional compensation.

To Claim Prize: The winner will be notified by phone. The prize will be delivered to the winner via FedEx. If by reason of a printing or any other error, more prizes are claimed than the number set forth in these Official Rules, all persons making purportedly valid claims will be included in a computerized random selection to award the advertised number of prizes available. No more than the advertised number of prizes will be awarded. The potential winner will be required to complete, sign and return to Sponsor an Affidavit of Eligibility and Liability/Publicity Release within 14 days of receipt of such documents from Sponsor. If such documents are not returned to Sponsor prior to such deadline, any Prize won may be forfeited in Sponsor’s sole discretion, such potential winner shall be disqualified, and an alternate winner selected by Sponsor from the remaining eligible entries. The winner also grants Sponsor the right to use the winner’s submission, full name, hometown, images and likenesses for advertising, publicity and promotion purposes, including print, broadcast and on-line announcements, without further compensation than the said prize and at no expense to the winner.

Names of Winners: The name of the winner for the one (1) $500.00 Commerce Bank Visa® Gift Card, and they one (1) time $500.00 charity donation will be available once officially announced, but no later than September 30, 2020 through Commerce Bank at this phone number: 314-746-3671.

Limitations of Liability/Release: Prize winners release Commerce Bancshares, Inc., Commerce Bank, and any of their subsidiaries, affiliates, agents or advertisers, and their directors, stockholders, and employees from any and all claims, liabilities, and damage arising directly or indirectly from participating in this promotion or resulting from this promotion. Prizewinners waive the right to assert as a cost of winning any prize, any and all costs of verification and redemption or travel to redeem or claim the prize, and any liability that might arise from redeeming or seeking the redeem said prize. Any additional costs or taxes are the sole responsibility of the winner.

Prize Limitations: The prizes are non-transferable, non-refundable and not redeemable for cash. No prize supplement or substitute will be allowed unless otherwise offered by Commerce Bank. Commerce Bancshares, Inc. and Commerce Bank have not made any warranties whether written, verbal or implied, with respect to the prizes or services. Odds of winning depend on the number of entries received in compliance with these Official Rules. Winner is subject to qualification with Official Rules. Promotion Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Promotion if fraud, misconduct or technical failures would destroy the integrity of the Promotion. Sponsor may disqualify any person or entry based upon fraud, dishonesty, and violation of rules or misconduct.

Rules: Copies of these rules are available through Commerce Bank at by calling 314-746-3671 or at Commerce Bank, 8000 Forsyth Blvd., CBIR-1, Clayton, Missouri 63105. Commerce Bank reserves the right to change or modify these rules while the Promotion is in progress. Any changes or modifications will be posted online at at the participating branch.

Promotion Sponsor: Commerce Bank