Four Reasons to Try Mobile Banking

Smart Solutions • December 2014

By 2018, half of the U.S. adult population is projected to use smartphone banking.1 If you haven't hopped on the mobile banking bandwagon yet, now is a great time to start, as features just keep getting better. But if you're still on the fence, consider these four advantages.

1. Convenience
The most obvious plus to mobile banking is that you can stay in touch with your finances and manage your money tasks from anywhere, at anytime, with your mobile device and without an Internet connection. So you can do your banking transactions wherever it's convenient for you — waiting in line when making a purchase, for example.
2. Speed
No need to spend time going to a branch or finding an ATM to deposit a check — your bank is essentially in the palm of your hand. That means you can manage tasks on the spur of the moment — even on holidays, in the middle of the night, or at the crack of dawn.
3. Security
Besides encryption, passwords, and other security measures, some experts believe mobile banking is safer because it may actually help you watch out for potential identity theft. That's because you can more easily and more frequently monitor your accounts. So you can more quickly spot signs of trouble, particularly if you sign up for activity alerts. (See below for more security tips.)
4. Versatility
Today's mobile banking apps let you manage most of your everyday banking tasks — such as viewing account balances and recent transaction activity, transferring funds, and most importantly, making deposits and paying bills.
Get Started With Our Updated Mobile App* Today!
These days, there isn't much you can't do with the free Commerce Bank Mobile Banking App. And with new Commerce Mobile Deposit** and updated Online Bill Pay features, there's never been a better time to begin banking on your Android,™ iPhone,® or iPad.® Best of all, you'll still enjoy the convenience features we've always offered, along with our Online Banking Guarantee.

Note: To use the mobile app, you must enroll in Commerce Online Banking

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  1. "Financial Services 2015 Outlook – Mobile Comes Into Focus," by Bryan Yeager, eMarketer Webinar, Nov. 12, 2014
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