You can access your Line of Credit the same day, by coming into a Commerce branch;
Wait until you receive your account opening packet with your convenience checks, typically 7 to 10 business days from the date your ReadyLine is approved;
Transfer funds via Online Banking beginning 11 business days from the date your ReadyLine of Credit is approved.
Unfortunately, we cannot increase your credit limit at that time. However, you can apply at any time for an additional ReadyLine of Credit.
Total combined maximum credit limit allowed per customer is $12,000.
To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
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