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Commerce Bank has partnered with College Ave

Student Loan Refinancing
with College Ave Student Loans

We're here to help you.

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See how you could reduce your monthly payment or interest rate on your student loans.

Get my rate
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Refinance your student loans

Tired of paying high interest rates for your student loans? Good news — we’ve teamed up with College Ave Student Loans1 to help you tackle your student loan debt.

Refinancing your existing student loans can reduce your monthly payment and even the total cost of your loan. Plus, combining multiple loans into one loan can make repayment easier and simplify your life.

Get started

Getting rid of your student loan debt begins here.

Blue circle with white number 1 Click "Get started" and you'll be taken to the College Ave Student Loans partner website.

Blue circle with white number 2 Click on "get my rate in 1 minute" and complete the online application.

Blue circle with white number 3 Receive your estimated interest rates.

Blue circle with white number 4 Continue to receive your credit decision.

Blue circle with white number 5 Select which loans you want to refinance.

Blue circle with white number 6 Choose loan terms that best fit your needs.

Get started


It’s important to keep in mind if you refinance federal student loans to private student loans, you’ll lose federal benefits, including your eligibility for the PSLF program and Income-Driven Repayment programs.

We receive a referral fee from College Ave Student Loans when you refinance student loans by applying through the links included on this page.

  1. The College Ave Refinance Program, in partnership with Commerce Bank, is provided by College Ave Student Loans. College Ave Student Loans products are made available through M.Y. Safra Bank, FSB, member FDIC. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.