Skip To Main Content
Texas Tech credit card rewards

Texas Tech Mastercard® with Rewards

Show your Red Raider pride everywhere you shop, dine, or travel with the Texas Tech Mastercard®

  • UNLIMITED Cash Back1 with no point caps & no opt-in
  • You have lots of choices to redeem your rewards – from 1% Cash Back1 to gift cards, travel, merchandise and more.2 A Cash Backredemption is applied as a statement credit.
  • No Annual Fee
  • FREE One-Year Texas Tech Alumni Association Membership for non-members or One (1) Double T car emblem for existing members with your first purchase4!
Apply now
Cash back bonuses


  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary.

  2. Visit for complete details.

  3. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect.

  4. Subject to credit approval. Within 90 days of account opening of your new Texas Tech Mastercard®, approved applicants must use the card to make a Purchase, Balance Transfer or Cash Advance to receive the one-year membership or one Double T car emblem. By applying for the Texas Tech Mastercard®, you are authorizing Commerce Bank to share information with Texas Tech Alumni Association to fulfill the free gift. Texas Tech Alumni Association will be notified of your account opening, and when you qualify for the free gift. Texas Tech Alumni Association is responsible for fulfillment. Please allow up to 60 business days to receive the free gift. Limit one (1) one-year membership OR one (1) Double T car emblem per Texas Tech Mastercard® account.

  5. To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.